FinTech

Fintech Takes

Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.

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LATEST News from Fintech Takes

10 Takeaways From Finovate

Finovate Fall, one of my low-key favorite fintech events, was this week, and in keeping with the established tradition here…

To a Hammer …

#1: To a Hammer …   What happened? The Director of the CFPB spoke publicly about the pernicious influence of Big…

Plaid’s Perfect Timing

Mario Gabriele, the creator and author of The Generalist, recently published a piece on the past, present, and future of…

The Stock Market is Dumb

3 Fintech News Stories #1: How Many Intermediaries Are Too Many Intermediaries?  What happened? Fiserv partnered with Akoya on open…

The Messy Middle of Unbundling and Rebundling

With the benefit of hindsight, it’s easy to see the truth in Jim Barksdale’s famous quote. Over a long enough…

Apple, Playing Chess

The Son of Man (1964) by René Magritte. 3 FINTECH NEWS STORIES #1: Current Adds a Credit Builder Card  What…

FedNow Notes

If you haven’t listened to this podcast that Jason Mikula and I did with Mark Gould, the Chief Payments Executive…

BaaS, Compliance, and the Path Forward for Community Banks

Banks have always been highly reliant on third parties. Whether it’s for technology or staff augmentation or importing critical subject…

Has Plaid Lost The Payroll Race?

#1: Has Plaid Lost The Payroll Race? What happened? Pinwheel, a data aggregator focused on the payroll space, announced a…

You Gotta Date Your Wife

The first law allowing no-fault divorces in the U.S. was passed in California in 1969. Before the passage of this…

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