Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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Alex Johnson
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LATEST News from Fintech Takes
What Are Your Alternatives?
What is the greatest legal movie ever, according to lawyers? Any guesses? 12 Angry Men? To Kill a Mockingbird? A…
Observations from Money20/20
The numbers I heard were 13,000 official attendees and another 7,000 or so unofficial hangers-on. So roughly 20,000 … 20,000…
Build Back Better
3 Fintech News Stories #1: I’ll Take One of Each of Yours What happened? Chase introduced a new product feature…
What Fintech Forgets About Consumer Lending
Here’s a simple axiom: It’s incredibly easy to give away money … the challenge is getting it back. If you’ve…
Fintech’s New Favorite Customer
3 Fintech News Stories #1: Fintech’s New Favorite Customer What happened? A UK-based fintech company focused on payments operations raised…
How Fintech VCs Can Actually Be Helpful
“Let me know how I can be helpful.” This is a sentence that has been so frequently written by VCs,…
Liquid Yield
3 Fintech News Stories #1: July 1, 2023: The Day Debit Interchange-only Business Models Die What happened? The Federal Reserve…
BNPL’s Biggest Problem …
… is that it’s unpredictable. Now, let’s pause here and cup a hand around our ear and listen for the…
A Small Step in the Right Direction
3 Fintech News Stories #1: Good Timing What happened? Yet more product innovation in the business banking and corporate spend…
The Fintech Factor
Here’s my working theory for today’s essay: The best thing about building fintech products 10-15 years ago was the complete…
