FinTech

Fintech Takes

Fintech Takes offers insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes, every Monday and Thursday. Courtesy of industry analyst and habitual question asker — Alex Johnson.

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Closing the Homeownership Gap

3 Fintech News Stories #1: Closing the Homeownership Gap What happened? Fannie Mae and Freddie Mac are making some important…

Open Banking Bipartisanship

3 Fintech News Stories #1: Open Banking Bipartisanship What happened? Truework added Plaid to its income verification flow: Truework Credentials…

Infrastructure Inception

This essay is about Keith Baldwin, a 44-year-old surgeon who lives outside New Bedford, Mass. This essay is about how…

Reputational Risk

3 Fintech News Stories #1: Reputational Risk  What happened? Adventure Now, Pay Later (or, more accurately, BNPL for guns) is apparently…

A Super App for Homeowners

Liquidity on the Back End, Fragmentation on the Front End In my first essay on this subject, I wrote that…

Fintech Companies Got Stimulus Checks Too

3 Fintech News Stories #1: How Much BaaS Is Too Much BaaS? What happened? Unit, the banking-as-a-service (BaaS) provider, raised more…

You’re Not Bad at Fintech If …

3 Fintech News Stories #1: We Need a New Name for (Most) Stablecoins What happened? Luna, the sister token of controversial…

Fintech That Makes an Impact

When I announced that my newsletter had been acquired by Workweek, I wrote: Since I wrote that, we’ve seen an acceleration of…

One-click Checkout is Fintech’s Iron Throne

3 Fintech News Stories #1: Everyone is Moving Up the Open Banking Stack What happened? Stripe announced a new product:…

The Underbanked Triangle

Why banks say no and why fintech companies lobby them to say yes.

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