Fintech Takes
Fintech Takes offers insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes, every Monday and Thursday. Courtesy of industry analyst and habitual question asker — Alex Johnson.
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TWEETS From Fintech Takes
Say it loud for those on the back @AlexH_Johnson
"Budgeting isn’t an adequate substitute for having money"
A PFM App by Any Other Name -
Grab your fedora and bullwhip; we’re going to be starting with some fintech archeology today. Journey back wit...
workweek.com
Did you know that the algorithm used to calculate your FICO score has remained largely unchanged for the 33 years since it was first created?
This is the history of the three-digit number that determines your financial future:
New @FintechTakes essay dropped this morning!
I thought PFM, as a product category, had basically died 10 years ago.
I was wrong!
A PFM App by Any Other Name -
Grab your fedora and bullwhip; we’re going to be starting with some fintech archeology today. Journey back wit...
workweek.com
Interesting.
Good news for those who are bullish on embedded finance.
Boston restaurant payments tech Toast did better than expected in Q2 as sales jumped 58% to $675 million. The company also raised its full year sales forecast to as much as $2.66 billion.
$TOST is up 16% in premarket trading. The shares had been down 48% YTD.
Here's my thing about Tornado Cash.
Nobody is forcing you to use this immutable, fully transparent public ledger to conduct your financial transactions.
If you want privacy, the traditional financial system is always available to you.
LATEST News from Fintech Takes
It Always Feels Worse When It Happens to You
3 Fintech News Stories #1: It Always Feels Worse When It Happens to You What happened? Digit, a fintech company…
A PFM App by Any Other Name
Grab your fedora and bullwhip; we’re going to be starting with some fintech archeology today. Journey back with me to…
Play Now, Pay Later
3 Fintech News Stories #1: Flexible Benefits What happened? Ben, an employee benefits platform, raised a $16 million Series A…
Fintech is Making Credit Cards Weirder
If you gave a bank executive a blank canvas and asked them to paint you something, they might come up…
Trying Something New
3 Fintech News Stories #1: P2P Lending … for Real Estate? What happened? A fintech company called Nada, which is…
An Apple Bank Account?
Benedict Evans asked: Simon Taylor suggested: And so, I shall oblige (recognizing that I’m far from the first person to…
Fair Play
3 Fintech News Stories #1: Making Credit Scores Obsolete What happened? Tomo Credit – a fintech company focused on serving…
Fintech Logo Rankings
Most of my career has been spent in marketing. And in my time working as a marketer, I came up…
This is Getting Abstract
3 Fintech News Stories #1: Totem What happened? A new neobank focused on serving Native Americans was announced: [Amber Buker,…
Embedded Finance Misses the Point
Take a look at this chart from CB Insights of all of the private companies in the world worth $1…
