Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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Alex Johnson
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LATEST News from Fintech Takes
NGMI
I was planning to write about something else this week, but then this happened: Silicon Valley Bank, Santa Clara, California,…
Control the Attributes
#1: Wealthfront Zagging What happened? Wealthfront introduced a new service: Today, we’re thrilled to announce Wealthfront is expanding into stock…
Catching Up On All The Takes
#1: How Were Your Grades? What happened? Revolut claims that it was profitable in 2021: Financial technology giant Revolut reported…
Unlocking the Next Wave of Lending Innovation
First, an observation. While there have been a lot of great fintech lending companies that have been built in the…
Making Rewards Unrewarding
#1: Speeding Up Auto Lending What happened? Carmoola raised a Series A: UK car finance fintech Carmoola has raised £8.5…
The Bank Account Multiverse
A bank account is basically three things: Let’s go through each of those in a bit more detail. First, a…
Ruh Roh, RESPA!
3 Fintech News Stories #1: Ruh Roh, RESPA! What happened? The CFPB handed down an interesting advisory opinion: The CFPB…
The Most Intriguing (and Terrifying) Fintech Use Case for Generative AI
I’ve been playing around with generative AI tools for the last few months, occasionally using them to write my intros…
Follow the Leader
3 FINTECH NEWS STORIES #1: Follow the Leader What happened? A new social investing app raised $9 million in new…
What’s the Difference Between Fraud and Scams?
A general critique that I have of banks is that their competence in risk management and focus on short-term profits…
