Fintech Takes

Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.

Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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LATEST News from Fintech Takes

Tough Sledding … Without a Sled!

#1: Tough Sledding … Without a Sled!  What happened? A fintech infrastructure startup emerged from stealth after raising $6 million…

The Next Evolution of Prescreen

The first piece of fintech content that I ever wrote was a white paper – Operational Excellence: The Prescreen Revolution….


3 Fintech News Stories #1: Enabling Discernment Without Permitting Discrimination   What happened? A group of 20 banks and credit…

Goldman Sachs Was The Sucker

3 Fintech News Stories #1: Consortiums are Cool!  What happened? First, this from Sardine: Sardine today announced the formation of…

Apple Needs to Clean Out its Wallet

What’s the difference between a wallet and a passbook? We all know what a wallet is – a place to…

Did Robinhood Get a Good Deal?

#1: Did Robinhood Get a Good Deal? What happened? Robinhood made an acquisition: Robinhood announced on Thursday that it was…

A Review of Fintech Takes’ Theories

I’m coming up on four years of writing Fintech Takes, and, in that time, I’ve come up with a lot…

We (Don’t) Want Your Business!

3 Fintech News Stories #1: One-Click ID Verification  What happened? Plaid introduced a new feature within its ID verification product:…

The Only Way to Win is to Not Play

In 1995, Jim Barksdale was pitching Netscape to a room full of investment bankers.  The company was in the final…

A Fintech x Franchises Crossover!

I am incredibly lucky to get to work with the Wolf of Franchises, an industry insider who has spent his…