Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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Alex Johnson
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LATEST News from Fintech Takes
Klarna Kosmanauts
3 Fintech News Stories #1: Lilly, Revisited. What happened? In my last newsletter, I wrote a bit about a new…
An Overstuffed Stocking of Fintech Takes
#1: Too Big To Be Competent What happened? Stop me if you’ve heard this one before – Wells Fargo screwed…
For Whom the Chime Tolls
3 Fintech News Stories #1: For Whom the Chime Tolls What happened? Chime reportedly tried to buy DailyPay, a provider…
Choose Your Own (Card Issuing) Adventure
Video games used to be simple. Two players hit a ball back and forth until one of them misses, and…
Tough Timing
3 Fintech News Stories #1: Eating Its Way Up the Stack What happened? Plaid is bringing a new product out…
Make it Dumber
Let’s say it’s 2019, and you’ve decided you want to build a neobank. What kind of neobank might you build?…
I’ll Have What She’s Having
3 Fintech News Stories #1: I’ll Have What She’s Having What happened? Buzzy fintech startup X1 has raised more money:…
A Microcosm for Fintech
If you had to pick one company to use as an example to explain everything that has happened in fintech…
Young People Don’t Like Old Tech
Three Fintech News Stories #1: A New Type of Liability Shift What happened? The big banks are devising some new…
A Heaping Plateful of Fintech Takes
Ok, here’s the plan. I’m going to lay out a draft schedule for Thanksgiving Day and then pair fintech content…
