Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.
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Alex Johnson
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LATEST News from Fintech Takes
The Y Combinator Problem
3 Fintech News Stories #1: The Y Combinator Problem What happened? Brex decided to abandon its small business customers: Brex…
State of the Union: The Credit Bureaus
There is a widespread sentiment in fintech that the primary U.S. credit bureaus — Experian, Equifax, and TransUnion — are…
Closing the Homeownership Gap
3 Fintech News Stories #1: Closing the Homeownership Gap What happened? Fannie Mae and Freddie Mac are making some important…
Open Banking Bipartisanship
3 Fintech News Stories #1: Open Banking Bipartisanship What happened? Truework added Plaid to its income verification flow: Truework Credentials…
Infrastructure Inception
This essay is about Keith Baldwin, a 44-year-old surgeon who lives outside New Bedford, Mass. This essay is about how…
Reputational Risk
3 Fintech News Stories #1: Reputational Risk What happened? Adventure Now, Pay Later (or, more accurately, BNPL for guns) is apparently…
A Super App for Homeowners
Liquidity on the Back End, Fragmentation on the Front End In my first essay on this subject, I wrote that…
Fintech Companies Got Stimulus Checks Too
3 Fintech News Stories #1: How Much BaaS Is Too Much BaaS? What happened? Unit, the banking-as-a-service (BaaS) provider, raised more…
You’re Not Bad at Fintech If …
3 Fintech News Stories #1: We Need a New Name for (Most) Stablecoins What happened? Luna, the sister token of controversial…
Fintech That Makes an Impact
When I announced that my newsletter had been acquired by Workweek, I wrote: Since I wrote that, we’ve seen an acceleration of…
