Make it Dumber

Let’s say it’s 2019, and you’ve decided you want to build a neobank. What kind of neobank might you build? Well, you’d probably focus on the youngest cohort of available customers – Gen Z. The ones you feel like incumbents are probably least able to understand and serve well. You might look for some way…

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I’ll Have What She’s Having

3 Fintech News Stories #1: I’ll Have What She’s Having  What happened? Buzzy fintech startup X1 has raised more money: X1, a consumer fintech startup which recently launched an income-based credit card to the public, has raised an additional $15 million in funding. So what? As Mary Ann rightly notes in her article, this funding…

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A Microcosm for Fintech

If you had to pick one company to use as an example to explain everything that has happened in fintech over the last decade, which company would you pick? It’s a difficult question. I’m not asking for the most successful company in fintech over the last 10 years. Or the most famous (or infamous). I’m…

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Young People Don’t Like Old Tech

Three Fintech News Stories #1: A New Type of Liability Shift What happened? The big banks are devising some new rules for refunding customers who lose money to scams through Zelle: Banks are required to refund customers for transactions they didn’t authorize, but there is no such protection for customers who are duped into sending…

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A Heaping Plateful of Fintech Takes

Ok, here’s the plan. I’m going to lay out a draft schedule for Thanksgiving Day and then pair fintech content recommendations (both my content and great content from other folks) for every part of the day. A couple of notes: The draft schedule reflects my own personal Thanksgiving schedule, which may be very different than…

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Don’t Chase a Bad Hand

3 Fintech News Stories #1: Attacking Money-adjacent Problems  What happened? Daylight raised a Series A: Daylight, a digital bank that pitches itself as LGBTQIA+-friendly, announced a $15 million Series A round led by Anthemis Group with participation from CMFG Ventures, Kapor Capital, Citi Ventures and Gaingels. So what? I first wrote about Daylight in an…

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