FinTech

Fintech Takes

Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.

Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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LATEST News from Fintech Takes

Solving for Happiness

The first rule of a happy life is low expectations. If you have unrealistic expectations you’re going to be miserable…

Spade Digs Into Credit Card Fraud

3 Fintech News Stories #1: Spade Digs Into Credit Card Fraud What happened? Spade, a fintech infrastructure company focused on…

How to Solve the Problem of Living Paycheck to Paycheck

A majority of Americans are living paycheck to paycheck. Across the thousands of B2C fintech pitch decks I’ve reviewed over…

The BaaS Flight-to-Quality

3 FINTECH NEWS STORIES #1: Two different Bets on the Future of BaaS Compliance   What happened? New products in the…

Fintech Grab Bag

The plan for today’s newsletter is for me to empty my notebook of all the idle observations, half-formed thoughts, dumb…

The Imperative to Protect Consumers’ Ability to Pay

There’s an inherent tension in financial services between the business of lending money and the critical role that lending plays…

Come On Canada, This is Embarrassing!

3 FINTECH NEWS STORIES #1: Open Banking Comes to Apple Wallet  What happened? iPhone users in the UK got a…

Black Friday: Notes on the Economy and Credit Environment

The first annual Fintech Takes Lending Summit, which took place earlier this month, featured a bunch of interesting sessions. Two,…

Capital One, Being Tricky

3 FINTECH NEWS STORIES #1: HMBradley Pivots to Infrastructure  What happened? HMBradley, the consumer neobank, is no more: We’re announcing…

All Right, Let’s Do This One Last Time.

My name is Alex Johnson. I was bitten by a radioactive charge card. And for the past four years, I…

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