Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.

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Alex Johnson
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LATEST News from Fintech Takes
A First Principles Look at Small Business Lending
Every year, the National Small Business Association (NSBA) conducts a survey of small business owners. In this year’s survey, more…
The Curse of Being a Credit Builder Nerd
3 FINTECH NEWS STORIES #1: The Curse of Being a Credit Builder Nerd What happened? NerdWallet is joining Credit Karma…
Observations From Money 20/20
Let me start by sharing my Money 20/20 stats: I’m not going to share my stats from the basketball game…
There Are Still a Few Pirates Left in Fintech
3 FINTECH NEWS STORIES #1: 1033 What happened? It! It happened! It finally happened! The Consumer Financial Protection Bureau (CFPB)…
The Generative AI Revolution in Banking is Perfectly Timed
Our premise for today is simple – Disruption in financial services tends to occur when technology innovation intersects with a…
That’s More Like It
3 FINTECH NEWS STORIES #1: I Don’t Get It What happened? A London-based fintech infrastructure company raised a seed round:…
Fintech Hangover Cures
One of my favorite cognitive biases (yes, I have favorites, I’m a social studies teacher by training) is the optimism…
Experian Goes All In
3 FINTECH NEWS STORIES #1: Experian Goes All In What happened? Experian now offers a bank account: Experian has launched…
8 Questions About the Future of Open Banking
You likely saw the news, first reported by my friend Jason Mikula over at Fintech Business Weekly, that Akoya (an…
You Want P2P Payments? I’ll Give You P2P Payments!
3 Fintech News Stories #1: You Want P2P Payments? I’ll Give You P2P Payments! What happened? Varo’s product roadmap is…
