Play Now, Pay Later

3 Fintech News Stories #1: Flexible Benefits What happened? Ben, an employee benefits platform, raised a $16 million Series A round: Cherry Ventures, DN Capital and Seedcamp joined the round for Ben, an agnostic platform that lets employees to choose from a wide array of workplace benefits options and find what suits them. The firm…

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Fintech is Making Credit Cards Weirder

If you gave a bank executive a blank canvas and asked them to paint you something, they might come up with something like this: If you showed the first painting to an executive at a second bank and asked that executive to come up with something better, they’d likely come back with something this: And…

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Trying Something New

3 Fintech News Stories #1: P2P Lending … for Real Estate? What happened? A fintech company called Nada, which is focused on widening access to real estate wealth, raised an $8.1 million seed round. It offers two primary products: The company offers index-like real estate investment products called “Cityfunds” that allows anyone, including non-accredited investors,…

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An Apple Bank Account?

Benedict Evans asked: Simon Taylor suggested: And so, I shall oblige (recognizing that I’m far from the first person to write about this and fully planning to build on many of these smart people’s thoughts). And in typical Fintech Takes’ fashion, I shall answer this question with a bunch more questions.  What financial products and…

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Fair Play

3 Fintech News Stories #1: Making Credit Scores Obsolete What happened? Tomo Credit – a fintech company focused on serving credit invisible customers – raised a $22 million Series B, with the goal of making credit scores obsolete: Tomo is different from many other credit offerings out there in that it doesn’t rely on FICO…

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Fintech Logo Rankings

Most of my career has been spent in marketing. And in my time working as a marketer, I came up with a very simple rule, intended to help me avoid professional heartbreak — never ever work on a project that involves names or colors. Why? Because everyone has a favorite color and everyone has had…

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