Inflation Is Driving Credit Card Startups Too

Last week, I wrote about some alarming macroeconomic trends that could impact fintech companies— a dramatic increase in consumer credit card balances. My thesis is that, similar to how a portion of debit card spend made its way to fintech companies over the last few years, a portion of the $46 billion increase in credit…

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Build vs Buy? How To Pick The Right Fintech Vendor

We have an exciting FTT Expert post today: picking the right vendor for your fintech infrastructure needs is becoming an increasingly complicated question. With so many different areas to cover and so many companies in the space, the choice is getting harder; not just that, but some companies are debating whether to build these services…

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How Consumer Credit Can Impact Fintech Apps & Infrastructure

Last week some really alarming data came out from the NY Fed that gives us an indicator on just how stressful inflation has been to the average American.  Consumer debt is rising dramatically—most mainstream media headlines revolved around consumer credit card balances, which went up $46 billion in Q2 2022, a 13% lift from the…

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Another Crypto Bill & Robinhood’s Busy Week

Yet Another Crypto Bill Introduced on August 3rd by Senators Boozman, Stabenow, Booker, and Thune. The objective of the Bill is to give the CFTC new tools and the authority to regulate digital commodities in order to safeguard the wellbeing of consumers and the markets.  A couple of important points from the regulatory perspective: As…

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For Startups, Incorporate Legal Early & Often

At Vol. 1 Ventures, part of our value proposition for founders is to help them get their companies started. And for us, that means a lot of things—Stevie handles a lot of the legal side by acting as a General Counsel for companies, while I focus more on product and go-to market strategy.  When it…

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