Woe is Willow

What the Willow project’s approval means for climate tech in the U.S.

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The Resident’s Guide to Personal Finance

I’ve heard countless horror stories about physicians mismanaging their money right from the moment they receive their first residency paycheck. I don’t want this to happen to me or my peers. To address this issue, I’ve spent the past several months studying personal finance and creating a personal finance guide specifically designed for incoming and current…

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Could BaaS Prevent The Next SVB?

The conversation around SVB – which I have found to be both exhausting and enlightening, in very unequal measures – has shifted from diagnosing what happened to prescribing what should happen next in order to prevent more Twitter-fueled bank runs. These prescriptions range from absurd (bitcoin does not fix this, and a de-evolution away from…

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The fragility of commodity-type businesses

There are plenty of stories about SVB, the banking crisis, and what transpired the last 7 days. It’s safe to say that numerous decisions on the financial front caused SVB to come into a liquidity crisis. But that wasn’t their real downfall. Narrative control The success of commodity businesses is primarily dictated by the perception…

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Don’t Get Distracted by the BS

On Tuesday, I wrote a holistic analysis of Silicon Valley Bank’s collapse (ICYMI, read that story here).  The critical takeaway: The industry needs diverse perspectives to solve a problem effectively and tackle it from all angles.  What seems like a simple solution is frequently twisted by doom-and-gloom narratives that aren’t based on anything factual but…

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