WORKWEEK

The first rule of a happy life is low expectations. If you have unrealistic expectations you’re going to be miserable your whole life. You want to have reasonable expectations and take life’s results, good and bad, as they happen with a certain amount of stoicism. Charlie Munger said those words two years ago, and they…

3 Fintech News Stories #1: Spade Digs Into Credit Card Fraud What happened? Spade, a fintech infrastructure company focused on transaction enrichment, raised a Series A with an eye toward helping solve the problem of credit card fraud: When we last reported on Spade earlier this year, the company raised $5 million to decipher the…

A majority of Americans are living paycheck to paycheck. Across the thousands of B2C fintech pitch decks I’ve reviewed over the years, I can’t tell you how many have contained some version of that statement. The purpose of its inclusion is to underline a broader point – Americans are financially unhealthy – and to make…

The plan for today’s newsletter is for me to empty my notebook of all the idle observations, half-formed thoughts, dumb questions, and minor follow-ups that haven’t made it into the newsletter in the last few months. I’ll also be answering a few questions that I’ve gotten from the Fintech Takes community. Call it a Fintech…