Why You Should Hire More Consultants In 2023

One of my goals this year is to expand my consulting work—I love meeting and working with new companies, but with raising a fund and writing for FTT, I didn’t have much time to do much last year. I spent a lot of time in December figuring out how to free up my time so…

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2022 Review & 2023 Goals

What’s up guys—today’s the last issue of Fintech Today of 2022. What a long year—2021 was brutal but adjusting to post-pandemic life is a different shade of difficult. Personally, this was probably one the best years of my life. I somehow got Stevie to marry me (still surprising to me to this day) and I…

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Exploring AI Inequality

Everyone in tech is excited about AI. That includes me—I’m using Lex to write this article, and have been playing around with a ton more AI tools for writing and content creation, including Bearly AI (mainly used to summarizing content, created by the homie Trung Phan) and Notion AI. AI fever pitch is even seeping…

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Millennials Are Driving The Future Of Investing

Everyone in consumer fintech is obsessed with Gen Z’s. Gen Z’s this, gen z’s that. Perhaps I’m salty that I’m not in my 20’s anymore (I definitely am.) But, to me, it seems like consumer fintech just focuses on younger and younger audiences without thinking about how to solve problems for older demographics. Who, frankly,…

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Maybe COVID Didn’t Change Payments That Much?

We all assume that COVID had a few effects on the fintech and payments ecosystem: There’s a ton of data that shows most of that is directionally true; but what hasn’t been well explored is whether those consumer behavior changes have remained consistent in a post-COVID world. And, based on a recent BIS study, it…

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Maybe Neobanks Are Mispriced?

I was re-reading Coatue’s thesis deck on the future of fintech the other day, which I highly recommend for anyone interested in fintech (you can check out the deck here…really excellent work by coauthors Michael Gilroy, Chase Packard, & Leslie Wang.)  A lot of the deck resonated with me—overall I really agree with a lot…

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