Fintech Takes
Fintech Takes is a twice-weekly newsletter by Alex Johnson, a former credit expert who quit his job to document the future of Fintech.
Subscribe for breakdowns of the latest product launches, funding, acquisitions, and crypto news in the Fintech space.
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Alex Johnson
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LATEST News from Fintech Takes
Nubank’s New Move
3 Fintech News Stories #1: Nubank’s New Move What happened? Nubank is creating a mobile virtual network operator (MVNO) so…
The Tortured Fintech Analysts Department
#1: My Boy Only Breaks His Favorite Toys What happened? Klarna is launching a new card product in the U.S.:…
Learning How to Play a New Game
Imagine that you learned how to play chess at a young age and became good at it — like obsessively…
Credit Cards are a Poor Wedge Product
3 FINTECH NEWS STORIES #1: Credit Cards Are a Poor Wedge Product What happened? Petal, the fintech credit card company,…
New York Fintech Week Reflections
Let’s start with a theory – there is an ideal size for everything. A class of 15-20 students works great;…
Chase Jumps Into Advertising
3 FINTECH NEWS STORIES #1: The Subscription Problem Is Worse Than We Think What happened? Visa launched a new tool…
The Fintech Takes Advocacy Awards
A lot of my recent writing and podcasting has been focused on regulation. It’s easy to understand why. Whether it’s…
Who Is BaaS For?
You might have noticed that there’s been a bit of drama in banking-as-a-service (BaaS) lately. That’s obviously a significant understatement….
The Credit Card for Greedy, Lazy Transactors
3 Fintech News Stories #1: The Credit Card for Greedy, Lazy Transactors What happened? Following its acquisition of X1, Robinhood…
The Risky End State for Consumer Lending
Let’s talk about the mechanics of how digital consumer lending has evolved over the last couple of decades. Twenty-ish years…